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Live Zoom Webinar + Live Q&A

You’ve Earned Your Pension… But Do You Know How It Really Works?

If you’re a teacher or public employee trying to understand how your pension benefits and retirement income really work, you’re not alone.

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February...., at 6:00 pm

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Many educators reach retirement age without clear information about their pension plan, how their benefit is calculated, or how to coordinate their pension with supplemental retirement options like a 401(k), 403(b), 457(b), or DCP.

This live session is designed to help you make sense of all of it. We’ll break down the key concepts in a simple, practical way and answer the questions most people don’t even realize they should be asking. Whether you’re close to retirement or still years away, this is a chance to get clarity on one of the most important financial resources you’ll rely on in the future.

What You'll Learn in This Session

How pension benefits are really calculated—including how salary, service years, and retirement age factor into your final payout.

The differences between the pension options available to you, and how your choices can affect your long-term income.

How supplemental plans fit in, such as the 401(k), 403(b), 457(b), and the DCP, and when it makes sense to use each one.

How timing decisions influence your retirement income, including survivor benefits, disability options, spousal protections, and early retirement choices.

Which mistakes commonly reduce retirement income for public employees—and how you can avoid them.

What You'll Take Away

By the end of this session, you will:

Have a clearer understanding of how pensio plans actually works

Know the difference between pension types

Learn your payout options

Feel more confident and make more informed retirement decisions

Meet Your Host

Henry Webb | Financial Advisor

Henry Webb, a trusted financial guide for Washington’s educators and public employees, will lead this live session.

He’ll spend the first 20 minutes breaking down the most important things you need to know about your pension options—clearly, simply, and without jargon. After that, Henry will open the floor for a live Q&A, giving you space to ask your questions and get real answers based on your situation. This is your chance to get clarity and confidence directly from someone who understands the pension landscape you’re navigating every day.

Penny Lane Wealth Management

CONTACT:

henryw@pennylanefinancial.com

(707) 326-9155 

Why You Should Attend

This session is only 20 minutes

You’ll get plain-language explanations

Henry will answer questions live

Understand your options before you choose

What to Expect?

A simple, practical explanation of your pension, how supplemental plans support it, and how your timing and benefit choices shape your retirement income. Henry will walk you through the essentials and then stay on to answer your questions live.

If you’re planning to retire in the next few years—or just want to understand your benefits more clearly—this session is for you. Your pension decisions can be permanent, and the difference between the wrong choice and the right one can amount to years of lost income.

Why You Should Attend

This session is only 30 minutes

Designed specifically for our current clients and referrals.

Clear explanations without legal complexity.

It's educational, not sales-driven.

What to Expect?

A clear, practical overview of wills and trusts, explained in simple terms. Jeff will walk through the essentials, highlight common gaps people often overlook, and help you understand whether your current will or trust still reflects your wishes.

This session is designed to give you clarity — whether you already have documents in place or are unsure if anything needs to be updated. Jeff will cover the key points and stay on to answer questions live.

Penny Lane Wealth Managment

Penny Lane Wealth Management, LLC is a Registered Investment Advisor in the state of Washington. The Advisor may not transact business in states where it is not appropriately registered or exempt from registration. Individualized responses to persons that involve either the effecting of transactions in security or the rendering of personalized investment advice for compensation will not be made without registration or exemption.

Investment advisory services are offered by Penny Lane Wealth Management, LLC, a registered Investment Advisor in the state of Washington, CRD #318918. Insurance products are offered through Penny Lane Financial LLC, an affiliated company. NPN #17702278

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